Property insurance claims do not cover all types of damages. If you feel that you might have an insurance claim for your roof due to damage caused by a storm, wind, hail, or trees, it’s quite important to have an experienced contractor with you. The added skilled personnel could save you thousands, as they would help you know whether you have claimable damage, how the roof insurance claims process works, the different types of roof insurance claims and so much more.
Important steps before filing a property insurance claim
Property insurance claims experts explain that before going through a roof insurance claim process, one of the things homeowners need to clarify is whether the roof is actually damaged. You might have recently had a hailstorm roll through, and you’re thinking if you have storm damage that requires your attention and even more if it’s worth filing an insurance claim. Normally, the wisest option is to bring in an experienced contractor who will help you determine whether you have claimable roof damage. It is important to act quickly because if you have functional damage to your roof, it might cause a leak which in turn can cause hidden interior damage or mold.
Personally, on your own, before the contractor arrives, there are certain clues to look for. Some of these clues include:
- Looking for fallen trees that might have landed on the roof or near it,
- Dented gutters,
- Damaged to window sills,
- Discoloration on shingles, light spots on fences or decks,
- Torn windows or door screens and a host of other clues.
If you see any of the above signs or clues, that might be enough evidence of claimable roof damage.
However it is necessary to do a thorough property damage assessment; this will document any damages and in turn, will help you determine whether or not you should file a claim. Working with a well-experienced roofing contractor can facilitate the whole process of your property insurance claim with zero delays.
Property insurance claim expert in Charlotte NC
Filing an insurance claim requires a lot of paperwork and know-how. The owner of Steele Restoration is a former insurance adjuster, so you are in good hands. Steele Restoration is a fully licensed and insured Charlotte NC based general contractor and roofing company specializing in roofing, siding, and storm damage restoration for single-family homes, multi-family complexes, and commercial and industrial sites. We service Charlotte and surrounding areas including Rock Hill, Lake Norman, Steele Creek, Matthews, Ballantyne, and Blakeney.