Insurance restoration and filing an insurance claim
Insurance restoration is needed after your home or business has damage due to a storm or other weather-related event. Property insurance claims experts say that when filing for a roof insurance claim, homeowners should note that the insurance company will send out their adjuster to check out the damage to your roof and decide the amount that will be provided for your repairs. Therefore, it is essential to talk to an experienced roofing contractor so you can prepare yourself for the eventual results that will come from the evaluation done by the insurance company. It is also important to know what and what is covered in your roofing warranties, both the manufacturer’s warranty and the workmanship warranty.
What happens if a claim was rejected?
Property insurance claims experts say that it is also important to know that with the recoverable depreciation and the age of the roof, the insurance company can withhold depreciation or part of the insurance restoration amount you are to be paid because sometimes, people keep the insurance money for their roof repairs and spend their payout on something else entirely. In the case where your insurance company denies your claim, you can appeal to them using the help of a public adjuster. When looking for a roofing contractor, be sure to request references and examples of their previous work. You also have the liberty of shopping around and getting multiple estimates so you can make sure that you are not being overcharged by the roofing contractor. Also, you’d be able to get all the important information you need to get the best value and quality work on your roofing system.
Keep the proof for insurance restoration
Lastly, the more detailed your documentation is, the more it validates your argument when you want to file a roof damage claim with your insurance company. In the case that you do not have enough damage to make a worthwhile insurance claim, your roofing contractor can likely work out a plan for repairs with you. However, if there is extensive damage or even a total loss that will require filing an insurance claim, your earlier video and photo documentation will come in very handy alongside measurements of the roof, the damaged areas, the cause of the damage and finally the dates and time that the damage occurred.
Best roofing contractor in Charlotte NC
Steele Restoration is a fully licensed and insured Charlotte NC-based general contractor and roofing company specializing in roofing, siding, and storm damage restoration for single-family homes, multi-family complexes, and commercial and industrial sites. We service Charlotte and surrounding areas including Rock Hill, Lake Norman, Steele Creek, Matthews, Ballantyne, and Blakeney. Let’s guide you through your insurance claim procedure.